health-insuranceThere are two basic kinds of health insurance and these are Individual Health and Group Health insurance. Normally, group Health insurance is provided by an employer. If this option is available and your company is willing to contribute towards the premium, Group health insurance is the most sensible way.

For some people, no matter whether they are working for some company that doesn’t provide health benefits, self employed or doing some other jobs, health insurance is not simply considered an option by them.

Now you are asking yourself “If I don’t have group health option, then what are my health insurance options?” There are many companies which provide individual medical insurance and a large number of plans come under below given categories.

Network or indemnity plans are also known as managed and non-managed health plans and your freedom to visit several providers is determined by these categories.


continue reading Which individual health insurance plan is right for you?